Services

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Does your business need quick access to cash to meet a short-term need for capital. Often a business can leverage their credit card merchant account to access funds. The Merchant Cash Advance (MCA) is an alternative to the lengthy approval process and strict credit requirements required for a traditional term loan.

Our funding agent is currently providing MCA's up to $225,000. Approval and funding usually takes less than 3 days.

Our clients express these common concerns every day. Our funding agent understands that business capital is key to achieving your business goals. If you applied for loans or credit lines to fund your business, but were denied, turn to the Jones and Associates team. Let us help you answer the question, “Do I qualify?” with a resounding yes.

The following SIC's Qualify: Pest Control, Accounting, Phones, Agriculture, Nursing Homes, Plumbing, Auto Repair, Finance, Printing, Banking, Financial Planning, Property Management, Body Shops, Communications, Public Relations, Convenience Store, Government, Real Estate, Delivery Services, Greenhouses, Rehab Facilities, Dentists, Hardware Store, Roofing, Dry Cleaning, HVAC, Security guard, Doctors, Home Renovations, SEO, Farms, Landscaping, Shipping, Fast Food, Insurance, Environmental, Funeral Homes, InternetProviders, Staffing, Gas Stations, IT Consulting, Tax Prep, Healthcare, Marketing, Technology, Home Healthcare, Media, Telecommunications, Janitorial, Muffler Shops, Trucking, Medical Transport, Office Maintenance, Towing, Mini Market, Other, Web Development, Sanitation, Paving, Web Hosting, Oil Change Shops, Payroll, Wholesale, Transmission Shops, Painting, Liquor Stores, Utilities, Plant Nurseries, Logistics Companies

Our funding agent only requires a few things. First, complete an application, which will be provided by the funding agent. Second, last 3 bank statements for the business.

Go to our Contact Us page and provide us with your contact information or email me directly at MichaelJones@JonesBC.net

$10 Million

Term Loan. Expansion/renovation; new construction, purchase land or buildings; purchase equipment, fixturees, leasehold improvements; working capital; refinance debt for compelling reasons; seasonal line of credit, inventory or starting a business

Loans less than 7 years:                                       Loans 7 years or longer:

$0 - $25,000 Prime + 4.25%                                  $0 - $25,000 Prime+ 4.75%

$25,001 - $50,000 P + 3.25%                                 $25,001 - $50,000 P + 3.75%

Over $50,000 Prime + 2.25%                                Over $50,000 Prime+ 2.75%

Depends on ability to repay. Generally, working capital, machinery

equipment (not to exceed life of equipment) is 5-10 years; real estate is 25 years

• Must be a for profit business & meet SBA size standards; show good character, credit,management, and ability to repay.
• Must be an eligible type of business.
• 7(a) Small Loans $350,000 and less all loan applications will be credit scored by SBA prior to loan approval or loan number. If score below 140 the loan can be submitted via SBAExpress

Prepayment penalty for Joans with maturities of 15 years or more if prepaid during first 3 years.

(5% year 1, 3% year 2, and 1 % year 3)

 Jones and Associates SBA funding source is a approved SBA funding agents. (March 2020)